GWP Score

At Growing Wealth Platform, we believe that financial growth should be measured by more than just your bank balance. That's why we've developed the GWP Score—a powerful, personalized tool designed to track your progress, motivate your actions, and help you achieve your financial goals. Here's everything you need to know about how it works, how it's calculated, and why it matters.

What is the GWP Score?

The GWP Score is your unique financial wellness metric, tailored to reflect how effectively you're building wealth and managing your finances. Think of it as your financial health grade—a score that tracks how well you're following personalized advice, improving key financial metrics, and achieving your goals. The higher your GWP Score, the closer you are to financial success.

Why the GWP Score Matters?

Motivates Positive Actions:

Every step you take to improve your financial situation, from paying down debt to increasing your savings, directly impacts your GWP Score. This score isn't just a number—it's a reflection of your commitment to building wealth.

Tracks Real Progress:

Unlike traditional metrics that only look at your net worth, the GWP Score gives you a comprehensive view of your financial journey. It shows you where you stand and highlights areas where you can improve.

Personalized to You:

Your GWP Score is unique. It's calculated based on your financial behavior, goals, and the personalized advice you receive through the platform. No two GWP Scores are the same, because no two financial journeys are the same.

Action on Personalized Advice (30%)

What It Is: We measure how effectively you implement the personalized financial advice provided by our experts.

How It's Scored: Full implementation of advice earns the highest points, while partial or no action will reduce your score in this category.

Financial Metric Improvements (30%)

What It Is: This looks at how much you've improved key financial metrics, such as your savings rate, current ratio, debt-to-income ratio, and ROI.

How It's Scored: Significant improvements in these metrics can earn you the highest points. We also use industry benchmarks to give you context on your performance.

Example: Users who improve their key financial metrics by 20% or more can see a significant boost in their GWP Score.

Goal Achievement (25%)

What It Is: We track how many of your financial goals—like saving for a down payment, paying off debt, or investing—are achieved.

How It's Scored: The more goals you achieve, the higher your score in this area. This metric ensures that your GWP Score reflects tangible progress.

Consistency and Engagement (15%)

What It Is: This measures how regularly you engage with the platform, update your financial information, and follow through on actions.

How It's Scored: Regular engagement and consistency in managing your finances will help boost your score, while lapses in engagement can lead to a decrease.

Benchmarks and Adjustments

What It Is: We use benchmarks from industry standards to assess your performance. If life events impact your financial situation, we can adjust the score to keep it fair and motivating.

How It's Scored: Achieving or exceeding benchmarks will positively impact your GWP Score, while falling short may require more focus on those areas.

What Does Your GWP Score Mean?

800 - 850: Excellent

You're excelling in your financial management and are well on track to achieving your wealth-building goals.

750 - 799: Good

You're doing well, with a solid financial foundation. There's still room for improvement, but you're on the right path.

650 - 749: Fair

You've made progress, but there are areas that need attention to boost your financial health further.

Below 650: Needs improvement

This is an opportunity to take more decisive actions to improve your financial situation. Start focusing on the areas where you can make the most impact.

How to Improve Your GWP Score

Follow Through on Advice

Implement the personalized advice provided by our financial experts. Small actions can make a big difference.

Monitor and Improve Key Metrics

Regularly check your financial metrics and focus on areas that need improvement. Use the platform's tools to stay on track.

Set and Achieve Goals

Clearly define your financial goals and work towards achieving them. Every goal accomplished brings you closer to a higher GWP Score.

Stay Engaged

Consistent engagement with the platform ensures that your financial information is up-to-date and that you're taking the necessary steps to build wealth.

The GWP Score is more than just a number—it's your guide to financial growth.

By tracking your actions, improvements, and achievements, it provides a clear path to building wealth and reaching your financial goals. Start today, and watch your GWP Score rise as you take control of your financial future.

Ready to Take Control? Sign up now and experience the benefits for yourself.